While the retirement January raise is 37.57 percent, there is an additional increase in addition to this figure. The minimum pension will also increase. Basic salaries will be increased. Before the comprehensive retirement increase, private banks updated their retirement promotion amounts. Bank promotion amounts increased up to 15 thousand TL. Which banks gave the highest retirement promotions? Here are the details…
PENSION PAY INCREASE WET THE APPETITE OF BANKS
With the statement of TUIK, the 6-month inflation rate was recorded as 37.57 percent. While this figure is the SSK and Bağ-Kur pension increase, excluding the welfare share, now all eyes will be on the lowest pension increase applied as 7500 TL and the additional additional increase.
15 THOUSAND TL ADDITIONAL INCOME OPPORTUNITY FOR RETIRED PEOPLE
In addition, retiree promotion campaigns have been renewed to provide raises for retirees. The promotional amounts paid to retirees in exchange for receiving their salaries from that bank increased up to 15,000 TL. Banks are updating one by one. In the new period, changes are also expected in the promotion, which was previously determined as three separate numbers. Promotion limits were determined according to salaries as follows:
3,000 TL for those whose pension is up to 3,500 TL
3,500 TL for those whose income is between 3,500-7,500 lira (excluding 7,500 lira).
4,500 TL for those whose income is between 7,500-10,000 lira (excluding 10,000 lira).
5,000 TL for those with 10,000 lira or more
THE LIMIT FOR BANK PROMOTION WILL ALSO INCREASE
The minimum pension, set at 7500 TL, will increase again with the Parliament’s regulation. Therefore, retiree promotion limits will remain well below this figure. For this reason, retiree promotion limits are expected to be increased in the new period.
PRIVATE BANKS UPDATE THEIR PENSION PROMOTIONS
Regardless of the pension promotion limits, banks can increase the number by organizing their own campaigns above these figures. Banks opened their pockets before both the minimum pension and the January increase. Bank promotions reached 15 thousand TL. Other private banks also started to update their campaigns step by step.
When making agreements for pension promotions, banks want to provide some of their products and services in return.
WHICH PENSIONERS RECEIVE PROMOTIONS?
Anyone with a pension is entitled to receive a promotion by choosing a bank. All retirees, regardless of old or new, have the right.
IS THERE ANY CONDITIONS FOR GETTING THE MONEY?
It is enough for the retiree to make a commitment to the bank of his choice, ‘I will receive my salary from you for 3 years’. There are no conditions such as invoices or credit accounts. However, banks can offer high promotions for such products.
ANYONE CAN CHANGE THEIR BANK BEFORE THE PERIOD EXPIRES
Retirees who have completed 3 years are now entitled to receive new promotions. At this point, you can contact your current bank and get your promotion based on the new figure. However, anyone who wishes can change their bank. Here, the payment for the remaining period can be refunded, the promotional agreement can be canceled and the bank that pays higher money can be preferred.
Retirees whose term has expired can choose the bank of their choice and receive their second promotion from there. However, the bank is changed before the period expires. If you have not used the credit, you can return the promotion for the remaining period and leave. You exercise your right of withdrawal here. And you can use this right as many times as you want.
I WANTED TO CHANGE BANK BUT IT WAS NOT ACCEPTED. WHY COULD IT BE?
If you cannot change banks even after your 3-year period has expired, it means that you have used a loan from the previous bank. You cannot change banks until this loan ends. However, you can get promotions again.
MY BANK INCREASED THE PROMOTION AMOUNT, BUT MY THREE YEARS ARE NOT UP YET, WHAT CAN I DO?
Here you can cancel the first promotion you received by exercising the consumer’s right of withdrawal. You can start the three-year period again from the new promotion by refunding the money for the remaining period.
HOW TO CHANGE THE BANK FROM WHICH THE SALARY IS RECEIVED?
It is enough to apply to any branch of the bank where the salary is requested to be deposited. Apart from this, the bank and its branch can be easily selected from e-Government. There is no need to take any extra action.
WHAT SHOULD A NEWLY RETIRED PERSON DO?
A newly retired person will receive his promotion by making a contract with the bank from which he received his first salary or with another bank. After that, its 3-year period will begin.
WHAT SHOULD WE CONSIDER WHEN SELECTING A BANK?
When choosing a bank, prioritize banks whose practices you know, whose branches you can easily access, and which have ample ATM facilities. Apart from this, you can also look at the promotional campaigns of banks that suit you best. However, when making your choice, you should carefully examine the offers presented to you.
It is important for retirees to make their decision by reading the conditions of the campaigns in detail. Although some high figures are said with word games, there are many conditions to get this.
THE LIST OF BANKS GIVING THE HIGHEST RETIREMENT PROMOTIONS HAS BEEN RENEWED:
GARANTI BBVA
At Garanti BBVA, a cash promotion advantage of 4,500 TL is offered to retirees with a pension of up to 3,500 TL, 5,250 TL to retirees with a pension of 3,500 – 7,500 TL, 6,750 TL to retirees with a pension of 7,500 – 10,000 TL, and 7,500 TL to retirees with a pension of 10,000 TL and above. Retired customers who undertake to receive their income or pension from Garanti BBVA for 3 years between 1 and 31 January 2024 can benefit from the retirement promotion advantage.
Welcome package worth up to 8,500 TL for those who receive their pension from Garanti BBVA!
By purchasing your pension from Garanti BBVA, in addition to a cash promotion of up to 7,500 TL, you get a 1,000 TL bonus opportunity when you spend 500 TL with a credit card.
AKBANK
Our retirees who transfer their SSK, Bağkur or Emekli Sandığı pensions to Akbank between 01-31 January 2024 and undertake to receive their salaries from our Bank for 3 years will be able to benefit from a promotion of up to 10,000 TL. In addition, during the campaign period, they will be able to benefit from a reward opportunity of 12,000 TL with 400 TL per invoice, 2,000 TL in total chip-money, for 5 new automatic bill payment orders to be assigned to their Axess or Wings credit card.
Salary Amount Range – Total promotion amount
0 – 3.499 TL – 6.000 TL
3.500 TL – 7.499TL – 7.000 TL
7.500 TL – 9.999 – 9.000 TL
10,000 TL and above – 10,000 TL
DENİZBANK
Promotion opportunity of up to 5,000 TL for retirees who promise to receive their pension from DenizBank for 3 years!
Salary Amount Range – Standard Promotion
0 – 3.499 TL – 3.000 TL
3.500 TL – 7.499TL – 3.500 TL
7.500 TL – 9.999 – 4.500 TL
10,000 TL and above – 5,000 TL
FİBABANKA
In line with the agreement made with the Turkish Social Security Institution (SGK), our SGK retired (Emekli Sandığı, SSK and Bağ-Kur) customers who want to receive their pension from our Bank are entitled to receive a promotion if they undertake to receive their pension through our Bank for 3 years.
Promotional payments to be made are as follows according to salary amount:
4,500 TL for retirees with income up to 3,500 TL (excluding 3,500 TL),
5,250 TL for retirees whose income is between 3,500 – 7,500 TL (excluding 7,500 TL),
6,750 TL for retirees whose income is between 7,500 – 10,000 TL (excluding 10,000 TL),
7,500 TL for retirees with income of 10,000 TL and more.
ING
By transferring your SSI (SSK, Bağ-Kur and Emekli Sandığı) pension to ING, you can earn an additional unconditional cash promotion of up to 10,000 TL according to your salary amount. You can also benefit from an additional cash promotion of up to 5,000 TL to your Automatic Invoice Order and earn a total cash promotion of up to 15,000 TL. New retirees and those retired with EYT can also benefit from the pension promotion.
Your total income/monthly amount for 1 month,
6,000 TL up to 3,500 TL (excluding 3,500 TL),
Between 3.500 TL and 7.500 TL (excluding 7.500 TL), it is 7.000TL,
Between 7,500 TL and 10,000 TL (excluding 10,000 TL), 9,000 TL
If the amount is 10,000 TL or above, you will receive a 10,000 TL cash promotion payment.
İŞ BANKASI
Promotional payment will be made to SSI retirees who transfer their pension to İş Bank, after they undertake to receive their pension through İş Bank for 3 years and the pension based on the promotion is transferred to İş Bank account.
Salary Amount Range Promotion Amount
Up to 3,500 TL (excluding 3,500 TL) 4,500 TL
Those between 3.500 TL – 7.500 TL (excluding 7.500 TL) are 5.250 TL
Those between 7.500 TL – 10.000 TL (excluding 10.000 TL) are 6.750 TL
Those worth 10,000 TL and more are 7,500 TL
Türkiye FINANCE
Cash Promotion and Rewards up to 15,000 TL for Retirees at Türkiye Finans
Transfer your salary to Türkiye Finans between 9 December 2023 and 31 January 2024, and benefit from cash promotion and reward opportunities up to 15,000 TL.
To our customers who want to receive their SSK, Emekli Sandığı, Bağ-Kur pensions through our bank for 36 months and who request a promotion for the first time;
Up to 5,000 TL for those who receive a pension up to 3,499 TL
Up to 6,000 TL for those who receive a pension between 3,500 TL and 7,499 TL
Up to 10,000 TL for those who receive a pension between 7,500 TL and 9,999 TL
Those who earn a salary of 10,000 TL or more will receive a promotional payment of up to 12,500 TL.
VAKIFBANK
Pension amount corresponding to 1 (one) month;
A total of 3,000.- TL for 3 years for those up to 3,500.-TL (excluding 3,500.-TL),
A total of 3.500.- TL for 3 years for those whose income is between 3.500 – 7.500.-TL (excluding 7.500.-TL),
A total of 4,500.- TL for 3 years for those whose income is between 7,500 – 10,000.-TL (excluding 10,000.-TL),
A total of 5,000.- TL for 3 years for those with 10,000.-TL and above.
Promotional payments will be made in advance and in cash for a period of 3 (three) years.
CONSTRUCTION LOANS
Our customers who commit to receive SSI pension from Yapı Kredi for three years between September 1, 2023 and January 31, 2024 will be able to benefit from a cash promotion opportunity of up to 9,000 TL.
After signing the Promotional Commitment, without any additional conditions; If a monthly net income is up to 3,499 TL, 4,500 TL; If between 3,500 TL and 7,499 TL, 5,250 TL; If between 7,500 TL and 9,999 TL, 6,750 TL; If the amount is over 10,000 TL, 7,500 TL cash promotion will be paid.
If two new invoice payment orders are given within 60 days after signing the Additional Reward Commitment, an additional cash reward of 500 TL will be paid, regardless of the salary scale.
ZIRAAT BANK
To our customers who receive their SSI (Pension Fund, SSK, Bag-Kur) pension payments through our Bank, our Bank:
3,000 TL for those who receive a pension below 3,500 TL,
3,500 TL for those who receive a pension between 3,500 TL and 7,500 TL,
4,500 TL for those who receive a pension between 7,500 TL and 10,000 TL,
5,000 TL for those who receive a pension over 10,000 TL,
A 3-year advance promotion payment is made. Applications from our customers can be received without refunding the ongoing promotion amounts for 2020, and the refund amount for the previous period will be systematically offset when making the new period promotion payment.
